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CIBI Information, Inc. or CIBI, formerly known as Credit Information Bureau, Inc., is the first credit bureau in the Philippines. CIBI started as a government entity under the Central Bank of the Philippines department of Loans and Credit to initiate a credit information exchange system in the country. Founded in 1982, CIBI was established through the power of Presidential decree 1941 created under Central Bank of the Philippines,〔http://dirp3.pids.gov.ph/ris/wp/pidswp9024.pdf〕 now Bangko Sentral ng Pilipinas (BSP);〔http://www.usaid.gov.edgekey.net/gsearch/pilipinas%20cibi%20character%20background%20investigation〕 the Securities and Exchange Commission (SEC)〔http://www.philstar.com/business/250938/sec-approves-credit-rating-accreditation-prsc〕 and the Financial Executives Institute of the Philippines (FINEX) 〔http://www.cit.edu/v4/2013/08/07/finex-and-cibi-foundations-hold-finance-education-seminar/〕 In 1997, Credit Information Bureau, Inc. was incorporated and transformed into a private entity and became CIBI Information, Inc. CIBI is a provider of information and intelligence for business, credit and individuals.〔http://www.competitive.org.ph/node/715〕 The company also supplies compliance reports before accrediting suppliers, industry partners and even hiring professionals.〔http://www.philstar.com/business/142269/rp%C2%92s-biggest-credit-research-firms-form-alliance〕 ==History== In 1981, Ferdinand Marcos, then President of the Republic of the Philippines, issued a Letter of Instructions No. 1107 mandating the Central Bank of the Philippines to analyze the probability of establishing and funding the operation of a credit bureau due to the disturbing increase of failures on corporate borrowers. In adherence to the order, Central Bank of the Philippines organized the ''Credit Information Exchange System'' under the department of Loans and Credit. It was created to engage in collating, developing and analyzing credit information on individuals, institutions, business entities and other business concerns. It aims to develop and undertake the continuing exchange of credit data within its members and subscribers and to provide an impartial source of credit information for debtors, creditors and the public. This will also cooperate and guide government agencies in their credit information requirements. On April 14, 1982, Credit Information Bureau, Inc. was incorporated as a non-stock, non-profit corporation. (See: Presidential Decree No. 1941 〔(【引用サイトリンク】title=PHILIPPINE LAWS, STATUTES AND CODES - CHAN ROBLES VIRTUAL LAW LIBRARY )〕) 抄文引用元・出典: フリー百科事典『 ウィキペディア(Wikipedia)』 ■ウィキペディアで「CIBI Information, Inc.」の詳細全文を読む スポンサード リンク
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